Medical Indemnity Insurance – What, Who and Why?

Medical Indemnity Insurance

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Medical Indemnity Insurance- What, Who and Why?


What Is It?

Medical Indemnity is ‘insurance against civil liability incurred by, or loss arising from, a claim that is made as a result of a negligent act, error or omission in the conduct of the practitioner.’ Basically, in case you make a mistake or are perceived to have made a mistake, your insurance will cover the expenses and potential payout costs.


Who are the options?

AHPRA lists the following as options for Medical indemnity insurers:

  • Avant 
  • Berkshire Hathaway Specialty Insurance Company (distributed by Tego Insurance)
  • Guild Insurance Limited 
  • MDA National 
  • Medical Indemnity Protection Society Limited (MIPS) 
  • Medical Insurance Group (MIGA) 


If you’re a practicing medical practitioner, you must have Indemnity Insurance- it is a requirement of your registration with AHPRA that you agree to get Indemnity.


The things you want to look for in your insurer are the availability, level of cover & the expertise of their legal team. It is important that you research your choice thoroughly, as they’ll be partnering with you and if you get into a pickle- you want to feel supported!


If you have any questions, please get in touch with our team!

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People Medical Consulting are a team of professionals with a passion for guiding those specialising in the Medical industry to find their career pathway and settle into Australia. Working with both Australian trained and Overseas trained professionals, we have extensive experience in   Recruitment of General Practitioners,   Migration for all with a special emphasis on Medical and   Document Assistance for those requiring support with RACGP, AHPRA, 19AA and 19AB Medicare Exemptions.

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